joseph edward hernandez, homeowner

it was a long process but i was ready. everyone told me that it was a test of my patience.

on august 19th, 2013, roughly six months since i started this crazy game of home-buying, i received the keys to my first condo in scripps ranch.

Homeownership is the quintessential element of the American dream” –┬áPresident Barack Obama

well said, b-town. well said

things learned

  • the homebuying process, at least in san diego right now, is a bitch in a basket — you’ll either get outbid by someone or the choices that are left will be garbage
  • i had a few prospects along the way. i kept track of all of them and these places would sell at around $25k over list price (on average). why $25k? no clue — just seemed to be a good round number
  • garbage houses were everywhere. yea i understand that the housing market is rebounding and doing really well right now, but would it hurt to clean your place? i’m not asking you to fully stage the place, but at least wipe shit down and get rid of all the wolf hair all around the place
  • i saw a lot of places. i got annoyed when previous owners would half-ass a remodel. like why would you upgrade the flooring to wood yet keep the popcorn ceiling? i picked up a skill of spotting a place that was bought mainly to flip. a lot of terrible flips out there (not me, i’m a good flip)
  • mid-week house visits were tough when the place wasn’t vacant. in one place, a (bitter) lady sat on the couch in the family room while we looked around. it was uncomfortable… moreso when she answered “i have no idea. i don’t know” when asked “where are you moving to next?”
  • there are fees EVERYWHERE. definitely ask a TON of questions. luckily i had friends and coworkers who had just closed on their respective homes months ago so it was still fresh. note: PMI, closing costs, HOA, mello-roos, seasoned funds, loan rebates, etc.
  • sandicor is a great tool. granted, most people won’t have this available to them. most agents will be able to send a daily email of possible locations, based on your needs
  • the whole real estate industry seems outdated. it’s like the mentality is “it’s always worked in the past, so let’s keep doing it.” you’ll encounter agents with aol and juno accounts.
  • paperwork. have a scanner that creates pdf’s nearby — this will be clutch whenever you need to sign papers and send them off quickly
  • closing. your signature has to be “legible” and must be your full name. i have an “autograph” that’s quick and easy to write, but when the notary told me i had to use my full name, i asked, “can you give me a couple minutes to practice?”
  • i’m blessed to have a great family and amazing friends — people who helped me in some form throughout the process

photos (memories)

signatures on signatures on signatures
signatures on signatures on signatures
my notary... aka bruno mars. love how cammy sat next to me, pretending to sign his own papers
my notary… aka bruno mars. love how cammy sat next to me, pretending to sign his own papers
pops capturing the moment
pops capturing the moment
hameron getting in the act
hameron getting in the act
key! uhhhhhhhhhh
key! uhhhhhhhhhh
my new keychain...
my new keychain…
first unlock
first unlock
here... we... go!
here… we… go!
fob -- per my mom's wishes, had to bring in salt, rice, and a rosary as the first items
fob — per my mom’s wishes, had to bring in salt, rice, and a rosary as the first items
previous owner was so nice -- she left a bottle of wine from her hometown in bloomington, indiana
previous owner was so nice — she left a bottle of wine from her hometown in bloomington, indiana
walk a few steps outside my door and this is my view
walk a few steps outside my door and this is my view
yes indeed.
yes indeed.

lastly

…and yes, if i need help moving, i’ll ask ______ (mention another friend’s name)

10 Responses to “joseph edward hernandez, homeowner”

  1. david says:

    WooHoo I’m on my way!

  2. Ian Hannah says:

    Good for you my friend.

  3. andy says:

    woah, congrats. i want a pic of the condo not just the door. dimensions? when do you move? scripps ranch won eh? where? so many unanswered questions. I miss you.

    • Joey says:

      calm down, son… all will be revealed. ive started the move in process but will get the most of it done by this weekend.

  4. Greg says:

    Wait … what’s going on?

  5. Brian says:

    Sweet Joey! Congrats man, that’s awesome. I’ve been “looking” for over a year now. I put that in quotes because I look at a few and get discouraged for a couple months and then look again. Maybe I’ll actually find something soon though!

    • Joey says:

      thanks, brian! there were some weeks here and there during the search where i had no good leads. easy to get discouraged, but stick with it and hopefully you’ll get a place soon!

  6. casey says:

    you didn’t want to borrow my truck?

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